What is the impact of not paying five insurance for a month

The impact of not paying five insurance for a month is as follows:

1, the impact of pension insurance

(1) the interruption period does not calculate the length of service, there will be a loss of wages for the length of service;

(2) interruption of the period of time there is no personal account to enter the personal accounts in the future will result in a reduction of personal accounts, the calculation of the pension insurance will be a loss;

(3) to the statutory retirement age is the time that will be The time of the interruption of a lifetime is cumulative, cumulative interruption of 12 months will be pushed forward one year to calculate the pension.

2, the impact of health insurance

Newly insured employees (including interruption of contributions for more than one year to re-enrollment) to participate in the basic medical insurance according to law and continuous payment for a full year (excluding retroactive payment of the years), in accordance with the provisions of the basic medical insurance treatment; full six months less than a year, according to 50%; less than six months, not pay. If there is no interruption of contributions, or interruption of contributions did not exceed one year, in the case of hospitalization in the month of payment, does not affect the medical insurance reimbursement.

3, the purchase of housing, car, children's schooling, settlement qualification interruptions

Many cities due to resource constraints, in many things involving public **** resources social security as an important indicator. In Beijing to participate in the points to settle in the requirements of seven years of social security, the purchase of housing and car purchase requirements of five years of social security, children to go to public schools on the parents of social security is also required. These requirements for the continuity of social security are very strict, once the break will recalculate the years, some qualifications to make up the payment is even invalid.

4. If the employer fails to pay the social insurance premiums in full and on time, the social insurance premium collection agency will order it to pay the premiums by a certain date or make up for them.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 15

The basic pension consists of a coordinated pension and a personal account pension.

The basic pension is determined on the basis of the individual's accumulated years of contribution, the contribution wage, the average wage of local employees, the amount of the individual account, and the average life expectancy of the urban population.

Article 63

If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay the premiums by a certain period of time or to make up the full amount.

If the employer fails to pay the social insurance premiums in full or on time, the social insurance premium collection agency may inquire into the deposit accounts of the employer's banks and other financial institutions; it may also apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify in writing the banks or other financial institutions where the employer holds accounts of the social insurance premiums to allocate the social insurance premiums. If the balance in the account of an employer is less than the social insurance premiums that should be paid, the social insurance premium collection agency may require the employer to provide a guarantee and sign an agreement on deferring payment of the premiums.

If the employer fails to pay the social insurance premiums in full and does not provide a guarantee, the social insurance premium collection agency may apply to the people's court for the seizure, attachment or auction of the property whose value is equivalent to the social insurance premiums that should be paid, and the proceeds from the auction will be used to offset the payment of social insurance premiums.