Payment standard of rural social endowment insurance

1, urban workers' pension insurance payment standard:

The basic old-age insurance premium for enterprise employees shall be paid by both enterprises and employees, and the basic old-age insurance premium for individual insured personnel shall be paid by myself.

(a) enterprises to pay the basic old-age insurance, according to the total wages of all employees as the payment base, the payment ratio of 20%;

(two) individual workers to pay the basic old-age insurance, according to my salary last month as the payment base, the payment ratio of 8%. The wages of employees themselves are determined according to the items listed in the statistics of total wages stipulated by the national statistical department. The part where employees' salary last month exceeded 300% of the average monthly salary of employees in the previous year is not included in the payment base. If the salary of employees last month is lower than 60% of the average monthly salary of employees in the previous year, the payment base shall be calculated at 60%.

New rural social endowment insurance payment standard;

Because the new rural social endowment insurance payment adopts the principle of independent choice of payment, government subsidy and individual overpayment, the convenient inquiry of payment standard should include factors such as payment grade, government or collective subsidy of each grade, age of participation, etc. The new rural endowment insurance fund is composed of individual payment, collective subsidy and government subsidy.

In terms of individual payment, rural residents who participate in the new rural insurance should pay the old-age insurance premium according to the regulations. At present, the payment standard is set at 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500- 1200 yuan and 12 files, and various localities can add payment grades according to actual conditions. Insured people choose their own grades to pay, and pay more.

The state adjusts the payment grade according to the growth of per capita net income of rural residents. In accordance with national standards, specifically in accordance with the provisions of the counties and cities. In terms of collective subsidies, conditional village collectives shall give subsidies to the insured, and the subsidy standards shall be determined by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.

2. There are two ways to deal with social security:

(-) To pay in the name of an individual, it is necessary to apply to the social security bureau where the household registration is located. Procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc. And can only apply for pension and medical insurance.

How much to pay is calculated according to the local social wage of the previous year, which is different every year.

For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.

In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees. Generally, the lowest grades are mostly.

In addition, the minimum payment period of old-age insurance is 180 months, that is, 15 years, and medical insurance needs to pay at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as you renew your fees, you can usually).

(two) or to buy social security units.

In addition, if you apply for social security, it is best to pay it by the unit, because the unit will bear a large part of the expenses for us, thus reducing the pressure of paying.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.