Fifty years old did not pay social security how to do

Almost 50 years old, has not been paying pension insurance, there are remedies?

Today and we analyze the solution.

One, the employee unit did not pay social security

If it is a working employee, the solution is very simple, but also the most favorable.

Employees can directly request the unit to make up for the social security, from the entry since the are available to make up for the payment.

In general, if the unit is willing to make up the payment, you need to pay a high late fee, so it is difficult for the employee and the unit to reach a consensus.

This time the employee can go to the social security center or the tax department to complain about the unit did not pay social security can be. Individuals only need to pay 8% of the social security base to make up for the payment, and other costs borne by the unit, including late fees.

Note: If you can't make up for all the reasons in the end, the employee can go to court to sue their own economic losses, and ask the unit to compensate; but can't sue to make up for the social security, or the court will not accept.

Second, flexible workers have not paid the social security

If you belong to the flexible workers have not been paying social security, this time you can only choose to re-pay!

Go to the local regional social security center, bring your ID card to apply for the pension insurance of flexible employment.

The contribution cost is 20% of the local social security base, which is relatively high! And after retirement, if the number of years of payment is less than 15 years, you need to continue to pay social security until you meet the 15 years before you can apply for retirement.

Due to the fast approaching 50 years of age, the social security account at this time is a temporary account, does not have the function of retirement, and ultimately need to go to the place of domicile to go to the retirement formalities.

Three, other methods

If the unit can not make up, or directly no unit, personal payment of flexible employment pension insurance economy, the last way is to pay the urban and rural residents pension insurance.

At present, urban and rural residents can choose a lot of grades of pension insurance, from 100 yuan to more than 5000 yuan, the maximum ceiling is not the same everywhere.

At this point, there are two options:

The first is to pay the urban and rural residents pension insurance in a timely manner, the individual to choose the appropriate level, the state subsidizes a part of the money, plus the interest in all into the personal account.

The second is to make a one-time contribution when you are close to retirement, and at this time the state does not subsidize.

Comparatively speaking, the first is a little better, on the one hand, the economy is a little more, on the other hand, there are many years of future retirement, who can not say whether the urban and rural residents pension insurance replacement policy will be canceled.