Social security cards are used to buy diabetes drugs. Can I still buy commercial insurance?

Social security cards are used to buy diabetes drugs and commercial insurance.

Social security and commercial insurance are different security systems. The two do not interfere with each other, and it is ok to buy commercial insurance with or without a social security card. Social endowment insurance is a state subsidy to the insured, so that the insured can get the maximum social security; Commercial insurance needs all its own investment and is operated by the business newspaper company. Social security is risk-free; And commercial insurance is risky.

Social security cards can be used to buy medicines. Social security cards were originally used to record personal information and for medical treatment, and financial services will be added one after another, which will be uniformly planned by the Ministry of Labor and Social Security and distributed to the society by local labor and social security departments. At present, the main application is medical treatment, which can realize real-time settlement. Take the initiative to show your social security card when signing up. The registration fee is two yuan from the medical insurance fund, and the rest is paid by yourself. Show your social security card and medical record manual when you see a doctor, and take the initiative to show it to the doctor, and ensure the continuous use of medical records when you settle accounts. Show your social security card at the time of settlement. The reimbursement part is paid in advance by the hospital, and you only need to pay the part that is not reimbursed. Each unit has different insurance methods. One insurance method is to deduct more money from your salary. If there is no money requirement when going to see a doctor, 90% of all medical expenses can be reimbursed in medical insurance. Another way is that you can only reimburse if you reach the limit, and the rest will be paid by yourself.

"People's Republic of China (PRC) Social Insurance Law" Article 23 * * * employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.