Women over 50 years old, Jinan social security is less than 15 years. Can she pay in one lump sum by herself?

Extension of retirement age: Article 16 of the Social Insurance Law stipulates that individuals who participate in pension insurance benefits can receive a monthly pension after paying 15 years at the statutory retirement age; There are also two ways to increase the payment: one is that enterprises hire employees who have paid less than 15 years and pay again; One is that I will participate in the old-age insurance again when no enterprise hires me.

Because China's current laws do not stipulate that "employees who have reached the statutory retirement age are less than 15 years of payment, the employer should apply it until the payment is full 15 years". For employees who have reached the statutory retirement age but are less than 15 years of payment, enterprises must basically use and pay the old-age insurance premium according to the management measures, otherwise they can not apply it and re-participate in the old-age insurance premium.

In addition, in the payment link, we can see that some of them are broken halfway. If the part that is broken halfway is caused by the employer, the employer may pay the time limit for breaking the relationship. Some places can also pay for the broken part in the middle. However, in some areas of Guangdong, for example, it is stipulated that freelancers can't pay for the part that they broke off halfway. For Jinan, whether the middle part can be filled up depends on consulting the local social security agency.

If freelancers have to pay their own social insurance all the time, there is no phenomenon of breaking off diplomatic relations in JUNG WOO, and the payment period caused by the delay in enrollment is not 15 years. However, the legal retirement age for freelancers is 55. At the age of 50, you can't retire even if you have paid enough 15 years. By 202 1, you are only 50 years old. According to the age, you should be able to reach the legal retirement age of 55 in 2026. If the payment has been made for 10 year, it can completely meet the requirement of payment before 2026 15 year.

If you are 50 years old two years after you pay the fee now, you will pay less 15 years after you are 55. According to the relevant provisions of the Social Security Law, those who have reached the statutory retirement age and whose social security contributions are less than 15 years can continue to pay to 15 years old. In short, it is really necessary to raise the age for applying for retirement, perhaps 56 or 60. But even at the age of 60, it is not particularly late to retire. At present, all residents are receiving old-age insurance benefits at the age of 60, so it is entirely appropriate to retire at the age of 60.

Household registration personnel outside the province: It is necessary to make it clear that the salary is received in Guangzhou: before the implementation of the insurance law (before July of 20 1 1 year), it is still not enough to pay social security, and it will be paid monthly for five years at the statutory retirement age. Household registration personnel in Hong Kong, Macao and Taiwan: It needs to be clear that the salary is received in Guangzhou: before the implementation of the insurance law (before July of 20 1 1 year), it is not enough to pay social security, and then pay it monthly for five years at the statutory retirement age. The minimum age range for supplementary payment is 60. If it is social security for urban and rural residents, the legal retirement age is 60 years old, and the payment is less than 15 years, a one-time payment of 15 years is applicable. When an individual participating in employee pension insurance reaches the statutory retirement age, if the accumulated payment is less than fifteen years, the business process of deferred payment can be handled according to relevant policies.