Proportion of individuals and units paying medical insurance and social security

The proportion of individuals and units paying medical insurance and social security is as follows:

1, and the proportion of medical insurance payment is 9% for the unit and 2% for the individual;

2. The proportion of social security contributions is stipulated as endowment insurance. If the unit pays 20% per month, the employee pays 8% per month.

The differences between medical insurance and comprehensive treatment are as follows:

1, with different concepts:

Social security card is a social security card, which is an integrated circuit card issued by human resources and social security departments all over the country and used in various business fields of human resources and social security. Medical insurance card is a special card for personal account of medical insurance, which takes personal ID card as the identification code and stores detailed information such as personal ID card number, name, gender, payment and account capital consumption.

2. Different functions:

Social security card not only has the function of medical insurance card, but also is an important voucher for handling various social security businesses. However, the medical insurance card is limited to the medical insurance function and can only be used to enjoy medical insurance benefits.

The proportion of medical insurance reimbursement is as follows:

1. According to the level of hospitalization expenses, the proportion of medical insurance reimbursement for employees is 85% between 1300 yuan and 30,000 yuan, 90% between 30,000 yuan and 40,000 yuan, and 95% between 40,000 yuan and 100000 yuan.

2. Residents' medical insurance consists of urban residents' medical insurance and the new rural cooperative medical system. The reimbursement ratio is: the reimbursement ratio of the first-class hospital is 65%, and the deductible line is 300 yuan; The reimbursement rate of secondary hospitals below 6,000 yuan is 65%, and the reimbursement rate of hospitals above 6,000 yuan is 80%. The deductible line of county-level secondary hospitals is 400 yuan, and the deductible line of municipal secondary hospitals is 600 yuan. Third-level hospitals and county third-level hospitals pay in 600 yuan, and the reimbursement rate is 65%. The reimbursement rate of more than 6000 yuan is 80%, and the deductible line of the municipal tertiary hospital is 800 yuan. 12000 yuan, the reimbursement rate is 55%. 1.2 million yuan or more, the reimbursement rate is 75%.

To sum up, medical insurance is a large scope. As long as it is called medical insurance, medical insurance can be divided into social medical insurance and commercial medical insurance, and cooperative medical insurance is a kind of social medical insurance.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.