Payment Standard of Rural Endowment Insurance in Henan Province in 2023

In 2023, the payment standard of rural old-age insurance in Henan Province: the monthly payment amount of old-age insurance = the payment base of old-age insurance x the payment ratio of old-age insurance.

Pension insurance employers generally pay before the 8th of each month. The proportion of endowment insurance payment generally appears in the form of percentage, and the relevant provisions of endowment insurance payment base are as follows: (1) The average monthly salary of employees above the individual level is the payment base; The employer takes the sum of the individual payment bases of employees as the payment base.

Social endowment insurance is a kind of social insurance system established by our government according to certain laws and regulations to solve the problem that workers reach the working age limit stipulated by the state to terminate their labor obligations or quit their jobs because of old age. Endowment insurance is an important part of social security system and one of the five most important social insurances.

According to the decision-making arrangements of the CPC Central Committee and the State Council, starting from June 5438+ 10, 2022, the national pension insurance will be co-ordinated.

Endowment insurance is a social insurance system established by the state in accordance with relevant laws and regulations to ensure that workers reach the working age limit stipulated by the state, terminate their labor obligations or retire from their jobs because of old age. The purpose is to ensure the basic needs of the elderly through social insurance and provide them with a stable and reliable source of life.

To sum up, the basic old-age insurance premium is jointly paid by the enterprise and the insured according to different payment ratios. Take Beijing's pension insurance payment ratio as an example: enterprises pay 20% of their total payment base every month, and employees pay 8% of their wages. Among them, individual industrial and commercial households and urban flexible employees pay the basic old-age insurance premium at the rate of 20% of the average monthly salary of employees in the previous year, of which 8% is included in personal accounts.

Legal basis:

Interim regulations on the collection and payment of social insurance premiums

Article 10

Payment units must declare the amount of social insurance premiums payable to social insurance agencies on a monthly basis, and pay social insurance premiums within the prescribed time limit after being approved by social insurance agencies.

If the payer fails to declare the amount of social insurance premiums payable in accordance with the regulations, the social insurance agency shall temporarily determine the amount payable according to 1 10% of the amount paid by the unit last month; If there is no amount paid last month, the social insurance agency shall temporarily determine the amount to be paid according to the operating conditions of the unit and the number of employees. After the payer completes the declaration procedures and pays the social insurance premium according to the approved amount, the social insurance agency shall settle the account according to the regulations.