Time of merging endowment insurance

The merging time of endowment insurance is 20 14 10 1.

The integration of old-age insurance refers to the implementation of the same basic old-age insurance system for employees of government agencies and institutions as for employees of enterprises. Its purpose is to transfer the mechanism, not to reduce the treatment. The reform may require strong financial support, appropriately adjust the salary levels of civil servants and employees of public institutions, make up for the increased expenses due to individual contributions, and maintain the basic living standards of employees before and after the reform. Dual-track system-enterprise pension and career pension adopt different retirement pension systems (now employees in public institutions have to pay pension insurance).

Pension application process:

1. Understanding policies: First of all, you need to understand the old-age insurance policies in this region, including the conditions, methods and treatment standards for applying for pensions;

2. Prepare application materials: according to the policy requirements, prepare personal documents, household registration books, salary slips, social security payment certificates and other related materials;

3. Fill in the application form: Fill in the pension application form, including personal basic information, work experience, payment records, etc.

4. Submit application materials: submit the prepared application materials and application forms to the local social security department or pension fund management institution for qualification examination;

5. Approval: the social security department or the pension fund management institution will review the submitted application materials, and if it passes, it will verify and determine the pension payment standard;

6. Receiving pension: After the approval, the pension will be paid to the account designated by the applicant in the agreed way and time.

To sum up, pension collection may be affected by many factors, such as social security payment records, retirement time, retirement salary and so on. You can check your social security account in time, understand the relevant regulations and processes of pension payment, and avoid unnecessary problems.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 11

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.