Job Recruitment Website - Social security inquiry - I have paid social security for two months. Can I return it if I don't pay it?

I have paid social security for two months. Can I return it if I don't pay it?

You can retire and apply to the local social security bureau for surrender. Procedures include my ID card, application for surrender, payment of social security information (pension book, medical insurance card) and other materials. However, it should be noted that the fees paid by social security are managed by two accounts, namely, individual account and overall account. If you surrender, you can only receive the amount in your personal account. But most of the money went into the master account. Originally, there was not much money in the personal account, and only a part of it could be withdrawn from the personal account, depending on factors such as the payment period and payment grade, and there was not much money in total. It is still feasible to advise you to surrender your insurance cautiously. If the loss outweighs the gain, you can also go through the transfer procedures.

Social security includes the following items:

1, medical insurance. It shall be paid by the company and individual employees, and the payment shall be based on the payment base multiplied by the specified proportion to pay medical insurance. The payment base is the average monthly salary of employees before tax in the previous year, and most of the expenses are borne by the company, and individuals only need to bear a part;

2. Work injury insurance. All expenses are borne by the company, and employees do not need to pay fees;

3. Unemployment insurance. If employees are forced to lose their jobs, they can apply to the local social security bureau for unemployment insurance. After the application is successful, employees can receive monthly subsidies if they can't find any income at work, but they must meet the conditions.

4. Maternity insurance. The main target is, of course, female employees in the workplace. Girls can pay maternity allowance during maternity leave and medical expenses during childbirth from maternity insurance fund.

5. Endowment insurance. After reaching the statutory retirement age, according to the total amount and years of accumulated social insurance payment, you can receive a pension every month, which is shared by the pension insurance company and individuals and paid in proportion.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.