What is the substantive difference between the dual-track retirement system and the subsequent parallel system?

What is the substantive difference between the dual-track retirement system and the subsequent parallel system? The dual-track pension system refers to different units. In the process of calculating pension, the calculation standard and method are two different methods, which is called dual-track system. To give a simple example, for example, the staff of government institutions and civil servants use the sum of their professional title salary, post salary, post salary and other wage factors to determine the pension benefits of students.

Under normal circumstances, the pension replacement rate of employees in such units after retirement can even reach 70%~90%, which is relatively high. On the other hand, he doesn't use this method here. Under normal circumstances, the pension calculation method adopted by enterprises is to calculate pension benefits according to the accumulated payment period of pension insurance, the average payment index and the average social wage in the region where the previous year is located.

In other words, from June 20 14 to June 20438+00, the staff of each government agency and institution gradually paid the government pension insurance and government medical insurance. After paying the government pension insurance, from June, 20 14 to September, 2024, 10 set a deferred payment. This buffer period can not be called real merger, but can only be described as serious illness during the transformation period, because many people in institutions and institutions use the standard of combining old and new methods to calculate their pensions.

Only people in every government agency and institution have a buffer period after June 2024 10, and those who retire after June 2024 10 are called novices of institutions. At this time, novices in all government agencies and institutions will adopt new calculation methods to determine their pensions, that is, calculate their retirement operations according to the calculation methods of existing enterprises and institutions, so it can also be called gradual.

Before September 20 14, the staff of government agencies and institutions who worked for a long time were assessed in the same way as those of enterprises before 1992. Most average payment indices are given according to 130%~ 140%. From the source, it has not affected the pension benefits of institutions, so it is relatively fair to calculate pensions after adopting the merger system.