Can pharmacies swipe medical insurance cards?

Drugstores can buy medicines by swiping medical insurance cards.

First, medical insurance is divided into two accounts:

1. Personal account: the money in the medical insurance card can be used to buy medicines at designated pharmacies, pay outpatient expenses and pay the out-of-pocket part of hospitalization expenses;

2. Overall account: managed by the medical insurance center. If the insured person meets the conditions of local medical insurance reimbursement, it will be paid by the overall account.

Second, the medical insurance card has two functions:

1, as proof of admission, that is, you need to show this card in order to enjoy medical insurance reimbursement. Specific reimbursement can go to the social security network to inquire;

2. You can use it to pay for medicine when you see the clinic and buy medicine at the pharmacy.

Three, the main function of medical insurance card is:

1. Social security function: Social security card is an integrated circuit card used in various business fields of social security. Electronic certificate is a city that handles various social security businesses, applies for various social insurance benefits and settles medical insurance. At present, the insured can see a doctor in a designated hospital with a social security card and buy medicine in a designated pharmacy for real-time settlement;

2. Financial function: the social security card has the function of UnionPay, which can be used as a bank card, and can be used for depositing and withdrawing money and shopping by credit card;

3. Extended functions: The social security card is a large-capacity chip card, and the expansion space is reserved. The next step is to start with social security business and gradually expand to the application of social public management affairs.

Four, the medical insurance card is generally undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

Five, medical insurance card activation methods are:

1. Activate directly at the pharmacy: after receiving a new medical insurance card, you can bring your ID card and medical insurance card to a nearby designated medical insurance hospital or pharmacy to activate the new card;

2. Activation in the bank: In some areas, medical insurance cards need to be activated in the bank before they can be used. Just bring your medical insurance card and ID card to the designated bank for activation. Because the medical insurance policies in different regions are not exactly the same, if you don't know the specific activation method. "

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law: Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.