How to apply for social pension insurance payment certificate

When a participant needs a certificate of social insurance payment issued by a social security agency, he/she should go to any social security agency in the city with his/her valid ID to apply for the certificate.

Participants can obtain their own proof of participation and payment:

1. Those who have applied for the social security card (hereinafter referred to as "Citizen's Card") can print it with the Citizen's Card through the self-service query machine;

2. Those who have registered online can log on the Human Resources and Social Security Network for querying and printing;

3. Social Security Network for inquiry and printing;

3. Those who are unable to obtain the certificate of participation and payment of premiums according to the above two ways can entrust others to do so, and the entrustee will go to the counter for inquiry and printing by presenting a copy of the ID card of the entrustee and the original ID card of the entrustee.

Expanded Information:

Calculation of the amount to be paid for old-age insurance

Basic pension insurance premiums are borne by both the enterprise and the individual employee***: the enterprise pays a certain percentage of the average monthly gross salary of the employees of the enterprise for the previous year (19% in Beijing, but may be different in other cities), and the individual employee pays a certain percentage of his or her average monthly salary income for the previous year (generally 8%).

Individual urban industrial and commercial households, flexibly employed persons and laid-off workers of state-owned enterprises who participate in basic pension insurance in their personal capacity pay basic pension insurance premiums at a rate of 20% of the average social wage of the previous year in the province where they live, all of which are borne by themselves.

Base

The so-called social insurance contribution base refers to the wage base used by the enterprise or individual employee to calculate the amount of social insurance premiums to be paid by the enterprise or individual, multiplied by the prescribed rate.

Enterprises generally take the total wages of their employees as the contribution base, while individual employees generally take the average monthly wage of the previous year as the wage base for paying social insurance premiums. In China, the contribution base is approved by the social insurance agency in accordance with the law, based on the employer's declaration.

Generally speaking, if the employee's contribution wage is higher than 300% of the previous year's average social wage in the province or city where the wage is paid, 300% of the previous year's average social wage will be used as the contribution base; if the employee's contribution wage is lower than 40% of the previous year's average social wage in the province or city where the wage is paid, 40% of the previous year's average social wage in the province where the wage is paid will be used as the contribution base.

Application conditions

There are three conditions that must be met for an employee to receive a monthly basic pension:

Reaching the legal retirement age and having gone through the retirement procedures;

The unit where the employee works and the individual participating in the pension insurance in accordance with the law and fulfilling the obligation to contribute to the pension insurance;

And the individual having paid the contributions for at least 15 years (the years of contributions during the transitional period including the deemed contributions). years). Today, China's statutory retirement age for enterprise workers is 60 years old for male workers; 55 years old for female workers engaged in management and scientific research; 50 years old for female workers engaged in production and labor support work, and 55 years old for female freelancers and individual entrepreneurs.

Basic pension = average monthly salary of on-the-job workers in the previous year in the province (1+the average contribution index of the person) ÷ 2×year of contribution×1%;

Personal account pension=personal account reserve ÷ the number of months of personal account pension accrual;

The sum of the above two A+B is the monthly amount of the pension.

Baidu Encyclopedia - Pension Insurance

Baidu Encyclopedia - Pension Insurance Premiums