Rural Social Security Policy in Yiyang City, Hunan Province

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It is ideal for rural residents to participate in the new rural endowment insurance now. The new rural endowment insurance is another important policy to benefit farmers after the abolition of agricultural tax, direct grain subsidy and new rural cooperative medical insurance.

You only need to provide the insured's account and ID card to handle the new rural insurance formalities. The place where the insurance formalities and payment are handled is the local village committee, and the scope of insurance is rural residents who have reached the age of 16 (excluding students) and have not participated in the basic old-age insurance for urban workers.

If you choose to pay 500 yuan in one year, you can choose this grade or a grade equivalent to this grade on 15 for renewal. The state and local governments can increase and adjust the payment grade according to the growth of the per capita net income of local rural residents, just like the new rural cooperative medical system, which started as 10 yuan for one year, and now it has been in 20 yuan for one year. Therefore, the problems you are worried about may arise. On the basis of the current five grades of 100 yuan, 200 yuan, 300 yuan, 400 yuan and 500 yuan, the state has increased the payment grades, namely, 600 yuan, 700 yuan, 800 yuan, 900 yuan,, and so on, to meet the needs of different income groups. Local governments can also supplement and adjust according to state regulations and the per capita income of local farmers. For example, it is uncertain that 400 yuan will be transferred to 500 yuan and 500 yuan will be transferred to 600 yuan. There is such a gap in the pilot opinions issued by the State Council, so I can only tell you that you may only pay 500 every year in 15 years, or you may pay more than 500 from a certain year (adjusted to the level roughly equivalent to 500).

For more information, see the following information:

Hunan has decided to pilot the new rural endowment insurance in Changsha county at the end of 14.

(Reporter Xie) The first batch of 14 counties and cities in Hunan, such as Changsha County and Zhuzhou County, were included in the pilot scope of the new rural old-age insurance, and the pilot work was fully launched at the end of the year. This is what the reporter learned from the pilot work conference of new rural social endowment insurance in Hunan Province yesterday. Yu Laishan, member of the Standing Committee of the Provincial Party Committee and executive vice governor, requested at the meeting that all pilot counties and districts should make clear their tasks and work hard to formulate pilot implementation measures and supporting documents for the new rural social endowment insurance.

It is understood that the new rural old-age insurance pilot mainly has five new policies:

The first is the financial subsidy policy. The central government supplements the "export" (basic pension), and the minimum basic pension is 55 yuan per person per month. Starting next year, pilot counties and districts may appropriately raise the basic pension level. The local finance supplements "import" (payment), and each person receives 30 yuan every year, of which the provincial level takes the lead, and the average subsidy is 20 yuan, and the average subsidy of cities and counties is 10 yuan; Conditional county, to choose a higher level of payment, each additional file, overcharged 5 yuan. County-level finance should pay all or part of the minimum guarantee fee for poor groups such as severely disabled people.

The second is the insurance payment policy. Adhere to the principle of policy guidance and voluntary insurance. 16 to 59-year-old insured farmers pay endowment insurance premiums according to regulations. At present, the payment standard is set at 100 yuan per year, in 200 yuan, 300 yuan, 400 yuan and 500 yuan. Counties (cities, districts) can add payment grades according to the net income of local farmers; Insured people can choose their own payment grades, and pay more. In accordance with the unified regulations of the state, our province timely adjusts the payment grade according to the growth of farmers' per capita net income. Insured farmers pay an annual fee.

The third is the treatment plan and payment policy. Elderly people with rural household registration who have reached the age of 60 and have not enjoyed the basic old-age insurance for urban workers can receive a monthly pension. When the new rural insurance is implemented, people who have reached the age of 60 can receive the basic pension on a monthly basis, but their children who live in the same village and meet the insurance conditions should pay the insurance premium. When the new rural endowment insurance is implemented, the minimum payment period should be greater than 15 years; If the age is less than 15, the annual payment can be made, but the accumulated payment shall not exceed 15.

The pension benefits of the new rural insurance are composed of basic pension and personal account pension. The minimum standard of basic pension determined by the central government is 55 yuan per person per month. Conditional counties (urban areas) may appropriately raise the basic pension, and the funds shall be borne by the county (urban areas) finance. The monthly calculation and payment standard of personal account pension is the total amount of personal account divided by 139 months (average remaining months). When the insured dies, in addition to government subsidies, his personal account balance can be inherited according to law.

The fourth is the fund management policy. The new agricultural insurance fund implements two lines of revenue and expenditure management and keeps accounts separately. Basic pension and personal account pension fund are managed separately, and basic pension cannot occupy personal account fund. In order to ensure the safety of the fund and improve the overall level, the individual account funds in our province are managed centrally at the provincial level and included in the provincial financial accounts. The fund balance is maintained and increased in accordance with the relevant provisions of the state.

The fifth is the personal account policy. The agricultural insurance agency shall establish a personal account for endowment insurance with lifelong records for each insured person. Individual contributions, collective subsidies, subsidies from other social and economic organizations to the insured, and subsidies from governments at all levels to the insured are all credited to individual accounts, fully accumulated, managed in real accounts, and owned by individuals. The amount stored in individual accounts shall bear interest every year with reference to the one-year RMB deposit rate of financial institutions published by the People's Bank of China.

List of the first batch of 14 pilot counties (cities, districts) in Hunan Province

Changsha County, Zhuzhou County, leiyang city, Shaoyang County, Wulingyuan District of Zhangjiajie City, Heshan District of Yiyang City, Beihu District of Chenzhou City, Louxing District of Loudi City, Daoxian County of Yongzhou City, Zhijiang County of Huaihua City, Longshan County of Xiangxi Autonomous Prefecture, Pingjiang County of Yueyang City, Xiangtan County of Xiangtan City and Lixian County of Changde City.

The above content comes from Changsha Evening News.