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How to deal with employee social security accumulation fund after leaving the company?
I. Social security treatment mode
1. Social security transfer: When the insured leaves his job to work in another city, he can apply for social security transfer, and transfer the social security paid by the original insured place to the new work place to continue to pay.
2. Payment of flexible employees: After leaving the company, individuals can pay social security as flexible employees, and only pay pension and medical insurance.
Second, the provident fund treatment method
1. Transfer of provident fund: When the insured leaves to work in another city, the previously paid provident fund can be transferred to a new work unit to continue to pay. The materials to be carried include: the original non-Guangzhou household registration book and the copy of the first page and personal page of the household registration book, the original and copy of the ID card, the certificate that the new work city has set up a provident fund account, and the certificate of resignation.
2. Personal payment: After an individual leaves his post, he can entrust the social security agency to pay personal social security.
Social security and provident fund need to be transferred out.
1. After-service social insurance:
(1) After handling the social security transfer formalities, renew the insurance in the new unit (if the new unit is in a different place, it needs to be confirmed in the social security center in a different place or wait for the policy to allow the transfer).
(2) After going through the formalities of social security relationship transfer, renew your insurance in your personal capacity (go to the social security center with your ID card and social security card).
(3) Stop the insurance for a period of time and renew it later.
2. Housing accumulation fund after resignation:
(1) Withdraw money from the provident fund account. It is relatively simple for foreigners to withdraw provident fund after resigning, and locals may not be able to withdraw it. In addition, some cities stipulate that those who still work in this city and change their units cannot withdraw the housing provident fund. Anyway, it must meet the relevant conditions for withdrawing the provident fund.
(II) Handling the transfer of housing provident fund Paragraph 2 of Article 15 of the Regulations on the Management of Housing Provident Fund stipulates: "If a unit terminates its labor relationship with its employees, it shall go to the housing provident fund management center to register the change within 30 days from the date of termination of the labor relationship, and go to the entrusted bank to handle the transfer or sealing procedures of the employee's housing provident fund account with the audit documents of the housing provident fund management center."
(3) After leaving the company, the provident fund account will be temporarily closed, but the money in the account is still yours. If you are re-employed in the future, you can continue to pay with your original account.
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: Article 57 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall, within 30 days from its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate. Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration. The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.
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