My wife's social security has not been paid for a year. Can I enjoy maternity insurance if I have children?

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Hello! Maternity insurance is a kind of social insurance that provides welfare policies for families with children. However, you need to have certain conditions while enjoying this discount.

My wife's social security has not been paid for a year. Can I enjoy maternity insurance if I have children?

No, because the condition for reimbursement of maternity insurance is that maternity insurance must be paid for one year, in line with the national family planning policy, and continue to pay until production. These three conditions are indispensable. Your wife's social security has not been paid for a year, so she can't enjoy it. Considering that maternity insurance provides very high priority and harsh reimbursement conditions, it can not provide protection for pregnant women's diseases during pregnancy and fetal health, so I suggest you choose a maternal and child insurance for yourself whether you enjoy maternity insurance or not.

How to buy maternal and child insurance

At present, there are two main forms of maternal and child insurance provided by insurance companies for pregnant women and newborns, namely, additional maternal and child insurance and special maternal and child insurance. Additional maternal and child insurance is usually added after women's health insurance and life insurance. The insurance period and payment period are relatively long, and the age limit for insurance is relatively small. Special maternal and child insurance can be insured separately. Pregnant women are the first insurer and newborns are the second insurer. The insurance period is generally only one year or until the puerpera leaves the hospital after delivery. Can be combined with the actual situation of the wife, insured a suitable maternal and child insurance products, improve the level of protection.

Because the protection provided by maternity insurance is very limited, I suggest you choose a maternity insurance for yourself. Is an insurance platform that provides professional maternal and child insurance. Welcome to buy.