Is the endowment insurance of government agencies and institutions the same as that of enterprises?

Legal analysis: 1, different payment bases:

The payment base of endowment insurance for government agencies and institutions is not less than the sum of file salary and retirement fee, and the payment base of endowment insurance for enterprises and institutions is based on actual salary or social average salary.

2, the payment ratio is different:

In the enterprise insurance, the payment base is not high, and most of them fluctuate around 60% of the minimum payment base. The payment base determined by institutions according to actual welfare benefits is generally above 100% of social wages, or even as high as 150% to 200%.

3, pension calculation is different:

The proportion of basic pension in public institutions is 0.4%, and pension is related to retirement age. The monthly standard of enterprise employees' basic pension is based on the average monthly salary of local employees in the previous year and the average monthly salary of myself, and the payment is to 1% every1year.

4. Different distribution methods:

The basic pension for retirees of public institutions shall be uniformly distributed by the social insurance agency, the enterprise pension shall be handled by the social security bureau as a whole, and the pension shall also be distributed by the social security bureau.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.