Does the social security card have an annual fee and a small management fee?

With the increasing popularity of the second generation social security cards, the number of social security card holders in China has reached 6543.8+340 million. At present, the social security card has replaced the passbook as the mainstream for retirees to receive pensions. Compared with the passbook, the social security card is of better quality, and can handle many livelihood businesses such as medical reimbursement and financial services 100. It can be said that it is multifunctional.

The second generation social security card belongs to the financial social security card and has an associated bank account. Then, do bank accounts still charge small account management fees and annual fees? If you live in a foreign country and use a financial social security card to withdraw cash, do you still charge inter-bank and off-site fees? Today, I will introduce it to you.

According to the cooperation agreement, the signing banks and institutions are exempt from the initial installation fee, annual fee and small account management fee of social security cards, so the social security cards of major banks are exempt from the annual fee and small account management fee.

What about the handling fee for cross-bank withdrawal?

Each bank has different policies, as follows:

Industrial and Commercial Bank of China: If the pension is paid by the financial social security card, the monthly fee for the cardholder's remote financial account and the first two atm withdrawals shall not exceed 2,500 yuan (including 2,500 yuan).

Agricultural Bank of China: For those who hold the social security card of Agricultural Bank of China and receive various social insurance benefits, the cardholder is exempted from the handling fee of not more than 2,500 yuan (including 2,500 yuan) in different bank financial accounts (in the same city and in different places) in the first two months.

Bank of China: Social security card holders are exempt from inter-bank (same city, different places) atm withdrawal fees and the first three withdrawals each month, with each withdrawal not exceeding 2,500 yuan (including 2,500 yuan).

China Construction Bank: The cardholder's financial account is withdrawn from the atm in different places (in the same city or in different places), and the withdrawal is made twice a month, with no more than 2,500 yuan (inclusive) each time, and the handling fee is free.

China Postal Savings Bank: Cardholders are exempt from inter-bank (same city, different places) atm withdrawal fees and the first two withdrawals each month, with each withdrawal not exceeding 2,500 yuan (including 2,500 yuan). (The inter-bank handling fee incurred in the current month will be returned to the personal account next month).

If the card-making bank of your financial social security card really doesn't have the treatment of inter-bank withdrawal fee reduction, you can bind the financial social security card to a third party for payment or direct consumption.

Finally, if you have such a friend around you, don't forget to forward this article to him.

Here is the social security vision, and more social security issues are constantly updated.

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