Social security pension calculator

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Personal account pension = personal account storage balance/months;

Personal account pension refers to the pension calculated according to the personal account storage of basic old-age insurance when the insured retires. Personal account pension = personal account storage amount ÷ months. The calculated number of months does not refer to the number of months that retirees actually receive the basic pension (because it is unpredictable when they retire), but a hypothetical indicator calculated according to factors such as the average life expectancy of urban population.

Personal pension accounts will determine the time of "receiving" according to the age at retirement, and this timetable is unified throughout the country.

Male retires at the age of 60, and his personal account 139 months, that is, eleven years.

If a woman retires at the age of 50, the personal account 195 months will be paid, that is, 16 years.

Those who have reached the statutory retirement age but have paid social security contributions for less than fifteen years can pay them back for fifteen years and receive a basic pension on a monthly basis.

Relevant regulations:

Article 16 of the Social Insurance Law: Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have accumulated contributions for fifteen years. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, in accordance with the provisions of the state, government and hospitals to enjoy the corresponding pension insurance benefits.