Job Recruitment Website - Social security inquiry - Can Medicare Social Security pay for itself?
Can Medicare Social Security pay for itself?
Individuals pay social security, can only pay the two parts of the pension and medical insurance. The specific process is as follows:
1, individuals how to pay social security can be freelance identity on the social security (pension + medical);
2, the conditions of participation: urban household registration or farm to non-permanent household registration;
3, the location: the local community street social security service point, or district and county level of the social security bureau (labor security bureau);
4, how to pay personal Social security issues in the basic information required: household registration, identity cards and copies, two 1-inch photos;
5, the standard of payment: the previous year's local social wage as the basis for the old-age pension contribution rate is 20%, about 9% of the medical treatment, and at present there are still 80% and 100% of the two grades can be selected.
Personal payment of social security in two forms
1, by the unit on behalf of the payment.
Description of the unit and the individual in proportion **** the same contribution, the individual part will be in accordance with the individual's monthly flat salary of the previous year 8% to pay pension insurance, 2% to pay medical insurance, 0.5-1% to pay unemployment insurance;
2, the individual to pay social insurance as a flexible employment.
Instructions in accordance with the required contribution base and the proportion of payment, the provisions of different places, the general pension insurance in the 18 - 28% of the proportion of contributions, medical insurance is generally according to the level of the local average social wage in the previous year 6 - 10% of the contributions.
How do people in other places pay for their own social security?
If a person with foreign nationality wants to apply for social security in the local area, he needs to apply for "social security transfer" procedures, and the specific procedures are as follows:
1. After the insured person establishes the basic pension insurance relationship and pays the contributions in accordance with the provisions of the new place of employment, the employer or the insured person submits a proposal for transferring the basic pension insurance relationship to the social security agency in the new place of employment by the employer or the insured person. Submit a written application for the transfer of basic pension insurance relationship;
2. The social security agency of the new place of insurance shall, within 15 working days, examine and approve the application for the transfer of relationship and, if it meets the conditions of these Measures, issue a letter of consent to accept the application to the social security agency of the place of the insured person's original basic pension insurance relationship and provide the relevant information; and if it does not meet the conditions of the transfer, provide a written explanation to the applying unit or the insured person;
3.
3. The social security agency in the place where the original basic pension insurance relationship is located shall, within 15 working days after receiving the letter of consent to acceptance, complete all the formalities for the transfer and continuity of the transfer;
4. The agency in the place where the new participant is enrolled shall, within 15 working days after receiving the transfer of the basic pension insurance relationship and the funds from the social security agency in the place where the original basic pension insurance relationship is located, complete the relevant formalities and complete the transfer within 15 working days. Within 15 working days, the new agency shall complete the relevant procedures and notify the employer or insured person of the confirmation in a timely manner;
5. The number of years of contributions to pension insurance is cumulative, and there are gaps in the middle, which can be made up but can not be made up.
Individuals pay social security policy regulations
1, urban individual business and flexible employment personnel to participate in the basic pension insurance contribution base for the local average wage of the previous year on-the-job workers, the contribution rate of 20%, of which 8% credited to the individual account, the basic retirement pension according to the basic pension method of enterprise employees;
2, medical insurance. Freelancers, self-employed to participate in the insurance, you can choose to build only the overall fund, not build personal accounts, according to the local average monthly salary of the previous year 4.2% of the basic medical insurance premiums; you can also choose to pay according to the local average monthly salary of the previous year 8% of the establishment of a personal account! Employees to participate in medical insurance is the unit to bear 6%, the individual to bear 2%;
3, in the end of the pension insurance procedures, with the pension insurance procedures, as well as the relevant documents, to the local health insurance center for the payment of medical insurance;
4, the minimum payment of pension insurance for 15 years, the medical insurance need to pay at least 25 years. And you can apply for pension benefits and medical reimbursement benefits when you reach retirement age.
Is it cost-effective to pay for your own social security?
1, first of all, the insurance do not break the continuity of payment, break the payment of their own is very good, like pension insurance, you renewed, surrender can only get back to their own account, but into the social integration of so much money money will not be returned to you. If you don't surrender the insurance, you will definitely have to pay the late payment. If you have withdrawn from the policy, the number of years will be counted from the time of renewal. And medical insurance intermittent payment there is an interruption to enjoy the reimbursement system of time, therefore, non-special circumstances do not break the social security;
2, social security how to pay the cost-effective, look at the amount of premiums to know, even if it is the lowest grade, is also a not a small number! How is it cost-effective? It's cost-effective if you live long enough, and the longer you live, the more cost-effective it is!
Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"
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