What should I do after the death of the insured in China life social endowment insurance?

Article 14 of the Social Insurance Law stipulates: ... If an individual dies, the balance of the individual account can be inherited.

Note: Personal account balance. Social security pension is charged according to the proportion of units and individuals. If it is in the unit, the money paid is only a personal part, all of which can be returned or inherited.

If you pay in full, nearly two-thirds of the money you pay belongs to the unit and does not enter your personal account.

So if you pay personally, you can only get one-third of all the money you pay.

However, social endowment insurance should be paid, because the state may not have any policies. So, you can pay commercial insurance and life insurance.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.