Yichang endowment insurance inquiry personal account

For the inquiry of personal pension account, please refer to the following contents: the immediate storage in personal account is the main basis for calculating and distributing personal account pension, and personal account is used for old-age security after retirement, which mainly embodies the basic principle of equality of rights and obligations in personal self-protection and personal basic old-age insurance. The main contents of personal account include: name, gender, social security number, working hours, deemed payment period, the first payment time of individual, the average salary of local employees in the previous year, the salary base of individual payment in the current year, the number of payment months in the current year, the bookkeeping interest in the current year and the amount of personal account storage. Personal pension account calculation: 1. Personal accounts are completely accumulated. Among social security accounts, there are "overall account" and "personal account". The payment base is the average salary of local employees in the previous year, and the unit payment is equivalent to 20% of the payment base, which is entered into the social pooling account. The fee paid by an individual is equivalent to 8% of the base payment, which is deposited in an individual account and withheld and remitted by the unit every month. Among them, the personal account is completely accumulated, and the funds include personal contributions and investment income. 2. Calculation method of pension When an individual receives a pension, the calculation method of the payment part of the overall account is "the average social salary in the year before receiving the pension × (the payment period×1%)", and the calculation method of the withdrawal part of the personal account is "the accumulated amount of the account ÷ (the average life expectancy at retirement×12)". However, in personal accounts, the calculation is more complicated due to the annual payment changes and the uncertainty of compound interest calculation of investment income.