How to take out the money in the social security card and spend it?

The money in the social security card is mainly used for social security affairs such as medical care, pension, unemployment, etc. It is not recommended to take it out for other consumption at will.

First, understand the functions and uses of social security cards.

Social security card is a kind of social security card, which has many functions, such as identification, information inquiry, medical expenses settlement, social security benefits collection and so on. The money in the social security card is mainly used for social security affairs such as medical care, pension and unemployment, and it is an important tool to protect individual rights and interests in the social security system.

Two, under certain circumstances, you can withdraw the money from the social security card.

1. Medical reimbursement: During medical treatment, medical expenses paid by individuals can be reimbursed through social security cards. The specific reimbursement process and proportion depend on the medical insurance policies in different regions.

2. Withdrawal of endowment insurance: Insured persons who have reached the statutory retirement age and meet the relevant conditions can apply for withdrawal of the individual account of endowment insurance in the social security card. You need to provide relevant certification materials and go through the formalities when extracting.

3. Other special circumstances: such as the death of the insured, going abroad to settle down and other special circumstances, you can also withdraw funds from the social security card in accordance with relevant regulations.

Three, take out the money in the social security card process and matters needing attention

1. Understand relevant policies and regulations: Before withdrawing money from social security cards, you must first understand relevant policies and regulations and operational procedures to ensure that your actions comply with laws, regulations and policy requirements.

2. Prepare relevant certification materials: according to the different reasons for taking out, you need to prepare corresponding certification materials, such as medical expense invoices, medical reimbursement diagnosis certificates, etc. Old-age insurance needs to provide identity certificate, retirement certificate, etc.

3. Go to the designated institution to go through the formalities: you need to go to the designated social security agency or bank outlet to take out the money in the social security card. In the process of handling, you need to fill in the application form and submit the supporting materials as required.

4. Pay attention to protecting personal information: Pay attention to protecting personal information and account security when handling withdrawal procedures, and avoid revealing personal information or misappropriating account funds.

To sum up:

The money in the social security card is mainly used for social security affairs such as medical care, pension and unemployment. It is not recommended to take it out for other consumption at will. However, under certain circumstances, such as medical reimbursement and pension insurance withdrawal, the funds in the social security card can be withdrawn in accordance with relevant regulations and procedures. Before withdrawing money from the social security card, you must first understand the relevant policies and processes to ensure that your behavior meets the requirements of laws, regulations and policies. At the same time, we should pay attention to protecting personal information and account security to avoid unnecessary losses.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28 stipulates that medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

People's Republic of China (PRC) social insurance law

Article 16 stipulates that individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.