How to resume medical insurance after medical insurance suspension

How to resume medical insurance after medical insurance is suspended?

After the suspension of medical insurance, the restoration of medical insurance needs to be carried out in accordance with relevant regulations and procedures. Generally speaking, it is necessary to know the reasons for stopping the insurance, and then take corresponding measures according to the reasons.

If the insurance is suspended for personal reasons, it is necessary to resubmit the application for insurance and provide relevant certification materials. If it is because the company stops insurance, it needs to be settled through consultation with the company and the insurance formalities need to be handled again.

After resuming the insurance, you need to pay medical insurance premiums in accordance with the regulations and enjoy the corresponding medical insurance benefits. At the same time, we also need to pay close attention to the changes of medical insurance policy in order to adjust our enrollment plan in time.

After the medical insurance is suspended, it can be restored in the following two ways:

1. Re-employment: If you find a new work unit, the unit will naturally pay social security for you, and the medical insurance will return to normal.

2. Flexible employment: Before looking for a job, you can pay flexible employment social security as a flexible employment individual and continue to pay medical insurance.

It should be noted that the medical insurance will be paid off in the same month and will no longer enjoy the medical insurance treatment next month. The medical insurance payment period is not more than three months, and it will take effect the next month after re-payment; If medical insurance is suspended for more than three months, there will be a waiting period after re-payment, which is usually 3-6 months. During this period, employees cannot enjoy medical insurance benefits.

The above information is for reference only. If necessary, it is recommended to consult the relevant staff.

To sum up, after the medical insurance is suspended, it is necessary to resume medical insurance in accordance with relevant regulations and procedures, and it is necessary to resubmit the medical insurance application and provide relevant supporting materials, pay medical insurance fees and enjoy corresponding medical insurance benefits in accordance with regulations.

Legal basis:

Article 32 of the Social Insurance Law of People's Republic of China (PRC) stipulates that if an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the relevant departments shall handle the transfer and connection procedures of the basic medical insurance relationship.

Article 33 of the Social Insurance Law of People's Republic of China (PRC) stipulates that employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.