Social security is enough, what if people are gone?

If a person dies after paying social security 15 years, the money inside should be collected by his family or legal heir. The principal and interest of the deceased account shall be settled according to the application, and the individual payment shall be returned to his heir at one time, and the unit payment shall be included in the overall fund.

First, the applicant needs to bring the medical certificate of death, ID card, proof of relationship with the deceased and the social security card of the deceased or the handler and other related materials to the Social Security Bureau. The dead should not only settle accounts, but also pay certain funeral expenses and pensions.

1, one is that the insured dies before reaching the pension age. Social security has no corresponding compensation for those who die before retirement. Only the individual contribution and interest in the personal account of the endowment insurance will be returned to the heir at one time, and the endowment insurance relationship will be terminated at the same time; Medical expenses before death can be reimbursed according to regulations. Bring the death certificate and social security card issued by the local police station and apply for a social security refund at the social security bureau of the insured place;

2, just a few months, or died before receiving a pension; There are also cases where the insured has moved abroad to stop participating in the insurance. In case of death after retirement, the individual contributions and interest balance in the personal account of endowment insurance (minus the part received in the past) will be returned to the heir at one time, and the pension insurance relationship will be terminated at the same time. You can apply for funeral expenses and pensions. Whether you pay all the expenses yourself or not.

Second, the role of social security card:

1, personal social security related information records, electronic certificates and information inquiry, etc. ;

2. Record the insured's name, ID number, date of birth, gender, nationality, household registration and other basic information;

3, query my pension, unemployment, medical care, work injury and maternity insurance payment;

4. You can take the card to the hospital to see a doctor, settle the medical insurance personal account, and buy medicine at the pharmacy;

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs;

6. Query the total amount of endowment insurance and medical insurance;

7. Handle social security affairs such as receiving pensions, registering for job hunting and unemployment, applying for unemployment insurance benefits, and vocational training.

To sum up, to ease the pressure of their own business, social security transfer is not only to transfer the basic old-age insurance relationship, but also to transfer the funds in the insured's personal account and overall account.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Article 33

Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium.