Can Zhengzhou medical insurance reimburse hospitalization in different places?

Zhengzhou medical insurance can be reimbursed for hospitalization in different places.

If you want to use it in different places, you should go through the filing formalities at the medical insurance center in advance, pay in cash first, and then submit an expense account according to the regulations. Insured persons who live in different places, travel and go out for the record should inform the unit manager or directly call the medical insurance center for the record within 5 days from the date of admission, and handle it immediately. Referral and referral for the record, approval to transfer to other places for medical treatment, with the referral declaration form of hospitals above grade three, after approval by the center leaders, shall be handled immediately. Insured persons who work, live or go out outside the city's overall planning area go to designated medical institutions for treatment, and the outpatient expenses or hospitalization expenses incurred shall be paid in advance by themselves. The medical records, compound prescriptions and valid bills of medical institutions shall be submitted to the medical insurance handling personnel of the unit for regular review, and the social insurance handling institutions shall reimburse them according to regulations. If you don't go through the filing procedures, all the expenses incurred will be borne by yourself.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation. The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get the necessary material help from society, reduce the burden of medical expenses, and prevent sick social members from becoming poor due to illness.

Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. The medical insurance system is usually legislated and enforced by the state, and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees.

legal ground

People's Republic of China (PRC) social insurance law

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.