How to withdraw the money from the financial account in the social security card?

The money in the financial account in the social security card can be withdrawn through the bank counter, ATM, online banking or mobile banking.

First, understand the function of social security card financial account

Social security card financial account is similar to personal bank account, which can be used for deposit and withdrawal, transfer and other operations. Therefore, before withdrawing money, you need to know the fund balance and transaction details in the account, which can be inquired through the social security card service website, mobile APP or social security card service window.

Second, choose the appropriate withdrawal method.

1. Withdrawal at the bank counter: Cardholders can bring their social security cards and valid identity documents to the counter of the social security card cooperative bank to withdraw money. The bank will handle the withdrawal procedures for the cardholder according to the account balance and withdrawal limit.

2.ATM withdrawal: ATM machines of some social security card cooperative banks support the social security card withdrawal function. The cardholder can insert the social security card into the ATM, enter the password and withdraw money. It should be noted that not all ATM machines support social security card withdrawal, so it is best to confirm whether ATM machines support this service before use.

3. Online banking or mobile banking transfer: Cardholders can transfer the funds in the social security card financial account to other bank accounts under their personal names through online banking or mobile banking, and then withdraw money from the bank accounts. This method is very convenient and can be operated anytime and anywhere.

Third, pay attention to the withdrawal limit and handling fee.

The withdrawal limit and handling fee of social security card financial account vary with regions, banks and policies. It is recommended that cardholders know the relevant limits and fees before withdrawing money, so as to avoid the withdrawal failure or extra expenses caused by exceeding the limits or not paying the handling fee.

Fourth, protect personal information and account security.

In the process of withdrawing money, cardholders should properly keep their social security cards and valid identity documents to avoid revealing personal information. At the same time, when operating ATM machines or online banking, we should pay attention to prevent the risks of fraud and theft and ensure the security of accounts.

To sum up:

The money in the financial account in the social security card can be withdrawn through bank counters, ATM machines, online banking or mobile banking. Before withdrawing money, you need to know the account balance, transaction details, withdrawal limit and handling fee, and choose the appropriate withdrawal method. At the same time, it is also very important to protect personal information and account security.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 64 provides that:

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. All social insurance funds shall be accounted for according to the types of social insurance, and a unified national accounting system shall be implemented.

Measures of the People's Republic of China on the Administration of Social Security Cards

Article 16 stipulates:

Provincial, prefecture-level human resources and social security departments that are allowed to issue social security cards should formulate clear rules for the application and management of social security cards, and announce them to the public through express delivery in service places and publicity on government websites. The social security card application management program shall include the following contents:

(a) the function and purpose of the social security card;

(two) the issuance, application conditions and application procedures of social security cards;

(three) the scope of use of social security cards (including use restrictions), the use period and the use method;

(four) the procedures for reporting the loss and reissue the social security card after it is damaged or lost;

(five) the rights and obligations of the card issuer, the cardholder and other relevant parties.