Does the part paid by social security units have an impact on pensions?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

One: 1: Individuals, retirement, local social wages in the previous year and many other aspects are related, so the pensions received in the future are the same. It's just that the employee pension insurance unit bears more. Other factors being equal, it is recommended to participate in individual endowment insurance.

2. There are many factors that affect the pension, but the insured subject is different from the enterprise, the former is the enterprise and the retirement age. If both of them are personal contributions, and the social free occupational pension insurance belongs to social insurance, because the length of time you pay, the money in your personal account and the historical average payment ratio 1, the base of payment is naturally the main factor affecting the level of pension. But generally speaking, social security is paid by companies and individuals in proportion.

3. If the above factors are consistent, individuals account for the small head: basic pension = the average monthly salary of employees in the whole city in the year before retirement ×20%+ the principal and interest of personal account and the adjustment coefficient of ÷ 120+, the actual calculation formula will be different in different places, which is directly proportional to the above factors: the average salary of local society in the year before retirement.

2./kloc-0./:The initial working hours are in the majority, so naturally there is no difference, the length of payment period and so on. , subject to local policies: according to the length of payment period. Adjust the parameter 1. If the standard and service life are exactly the same, there is no difference.

2. The retirement standard is determined by your length of service and personal account, as well as the average social salary of that year. If the length of service is the same, the standard of individual payment will be low, and if the payment is high, it will be raised accordingly.

Pensions are based on the payment base, payment period and the average salary of the whole province in the previous year after retirement. The level of pension has nothing to do with individual or enterprise contributions. It's just the difference in the amount of payment. Individuals pay more as freelancers, and they are insured in the name of enterprise employees, which are paid by both enterprises and employees, and the personal commitment is less.

3. There is no difference in pension, and it may be higher. However, it is different in medical insurance. Personal social security such as medical insurance can be handed over to the overall planning part, not the personal account part.