Job Recruitment Website - Social security inquiry - Does social security need to be replenished when it is broken?
Does social security need to be replenished when it is broken?
1. What is social security and what is its use?
Social security is the abbreviation of social insurance, which is a social security system established by the state. When the insured loses the ability to work or loses his job due to old age, illness, disability, death, unemployment and other reasons, his family can get material help from the state. Social security is the basic guarantee, and it is better to have it.
In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.
Second, the social security card processing process
1. If the employer handles social security, the process of handling social security card is as follows:
(1) When participating in insurance, the parties concerned should bring their ID cards, household registration books, residence permits, academic certificates, labor contracts and other documents and materials;
(2) After the relevant personnel of the employer (such as the Human Resources Department, etc.). ) to apply for insurance, I will take my ID card to the local social security department to get my social security card.
2, individual industrial and commercial households or in the place where the account is located in the name of individuals to participate in social security:
(1) When participating in insurance, you should bring the party's ID card, household registration book and business license of individual industrial and commercial households;
(2) Go to the local social security department to apply for insurance, go through the relevant insurance procedures according to the staff's tips, and then take my original ID card to any business outlet of the local bank to receive the social security card.
Third, what is the impact of cutting off social security?
What is the impact of cutting off social security? Interrupting payment will definitely have an impact on social security benefits, especially pension and medical insurance benefits.
1. Impact on old-age insurance: Retirement benefits of old-age insurance are calculated and paid according to the principle of overpaying. During the interruption of payment, regardless of the payment period and personal account, it will inevitably affect the future pension benefits and even the normal adjustment amount of pensions.
2. Impact on medical insurance: From the immediate point of view, interrupting the payment of medical insurance fees means stopping enjoying medical insurance benefits. If the payment is not paid back when the payment is resumed or stopped after 3 months, the specific items of hospitalization and outpatient service should also be exempted for 6 months, but illness may occur at any time. According to the regulations, the medical expenses incurred during the interruption or exemption period can only be borne by themselves; In the long run, the interruption of payment will also affect the length of the total payment period, which is likely to lead to the failure to reach the minimum payment period of medical insurance when reaching retirement age (30 years for men and 25 years for women, of which the actual payment period is 5- 10 years), thus affecting the enjoyment of medical treatment after retirement.
Legal basis: labor law
Article 72 The sources of social insurance funds shall be determined according to the types of insurance, and social pooling shall be gradually implemented. Employers and workers must participate in social insurance and pay social insurance premiums according to law.
Social insurance law
Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.
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