Can I just buy medical insurance and not old-age insurance?

Individuals can only buy medical insurance, not old-age insurance.

Both medical insurance and social security are paid voluntarily. If you just want to get medical insurance, you can only choose medical insurance to pay. But the company must handle social security for you, including basic old-age insurance, basic medical insurance, unemployment insurance, work injury insurance and maternity insurance. Therefore, if the unit only pays medical insurance and does not pay social security, it is unacceptable, but individuals can pay medical insurance themselves.

Documents required to obtain a medical insurance card:

1. If the enterprise helps employees to get it, it is required to provide a copy of the ID card of the person receiving the medical insurance card, a copy of the ID card of the person who needs to get it and the official seal of the enterprise;

2. Individuals who receive medical insurance cards by themselves need to provide payment vouchers, card-taking vouchers and original ID cards;

3. If it is collected by others, the original ID card and power of attorney of the consignee shall be provided.

The conditions for medical insurance reimbursement are:

1, the insured person must go to the designated medical institution of basic medical insurance or the designated retail pharmacy determined by the social insurance institution with the medical prescription issued by the doctor in the designated hospital;

2. The medical expenses incurred by the insured in the process of medical treatment must conform to the scope and payment standards of the basic medical insurance drug list, medical treatment items and medical service facilities standards, and can be paid by the basic medical insurance fund according to regulations;

3. The medical expenses incurred by the insured that meet the payment scope of basic medical insurance shall be paid by the social medical pooling fund in a unified proportion, with the expenses above the Qifubiaozhun and below the maximum payment limit.

To sum up, medical insurance and social security are paid voluntarily. If you just want to get medical insurance, you can only choose medical insurance to pay. But the company must handle social security for you, including basic old-age insurance, basic medical insurance, unemployment insurance, work injury insurance and maternity insurance. Therefore, if the unit only pays medical insurance and does not pay social security, it is unacceptable, but individuals can pay medical insurance themselves.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24

The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.