What is a maternity insurance certificate?

Maternity insurance certificate refers to the certificate of maternity insurance. According to relevant national regulations, companies or employers need to buy maternity insurance for their female employees. This is to protect the rights and interests of women. No matter whether the fetus is born normally or not, even if there are accidents such as abortion, you can enjoy maternity insurance. This insurance is one of the five insurances within the scope of social security law, and it is compulsory insurance.

According to the relevant laws and regulations, employers should help employees to participate in social insurance, which is what we often call five insurances and one gold. Generally speaking, in state-owned enterprises, companies abide by this part of the regulations better, but compared with some private enterprises, they may want to save costs, so there will generally be cases where employees are not helped to buy insurance.

Maternity insurance is a social insurance system in which the state and society provide medical services, maternity allowance and maternity leave when pregnant and pregnant female workers temporarily stop working, and the state or society provides necessary economic compensation and medical care for maternity workers. Maternity insurance benefits in China mainly include two items. After a female worker gives birth or has an abortion, she shall go through the formalities at the local social insurance agency with the family planning certificate issued by the local family planning department and the certificate of birth, death or abortion of the baby, receive the maternity allowance and reimburse the maternity medical expenses.

How to apply for maternity insurance certificate: confirm pregnancy. B-ultrasound examination was done about 8 weeks, and then the hospital issued a pregnancy certificate. Documents. Apply for a birth permit. Go to the place where the woman's household registration is located and the birth management department. Prepare materials. Prepare the required marriage certificate, medical insurance book, birth certificate, ID card and pregnancy test manual in advance. Article 53 of the Social Insurance Law, employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, while employees shall not pay maternity insurance premiums.

Maternity insurance reimbursement process refers to the procedure that employers and employees themselves reimburse maternity medical expenses, maternity allowance and other expenses of female employees and nursing leave allowance of male employees' spouses during childbirth to the overall regional maternity insurance fund.