The latest purchase policy in Suining, Sichuan

Enjoy multiple subsidies for buying houses in the main city.

Families with many children can enjoy housing subsidies when buying houses: from May 20, 2022 to May 2023 19, families who meet the policy of having two or three children will be given financial subsidies per square meter of 50 yuan according to the construction area, and the maximum subsidy for single-family families will not exceed 6,000 yuan.

Families who buy the first or second set of housing can enjoy housing subsidies: from May 20, 2022 to May 19, 2023, if they buy the first or second set of new commercial housing in the main city of this city and apply for real estate registration certificate, the subsidy will be 6,000 yuan/set with a construction area of 90 square meters (excluding); Purchase a house with a construction area of 90- 140 (inclusive) square meters, and subsidize 8,000 yuan/set; Purchase a house with a building area of 140 (excluding) square meters, and subsidize 10000 yuan/set.

Families can enjoy housing subsidies when purchasing parking spaces: from May 20, 2022 to May 19, 2023, if they purchase new underground parking spaces in the downtown area and complete the online signing and filing of commercial housing sales contracts, each set of underground parking spaces will be given a cash subsidy of 3% of the parking space contract price, and the subsidy funds will be paid to the purchaser after the real estate registration certificate of the purchased parking space is completed.

Special people can enjoy housing subsidies when buying houses: newly-married couples who have paid social security in Suining 1 year and got married after May 20, 2022, newly-employed or newly-employed people in our city after May 20, 2022 (as long as one of the above conditions is met), and newly-built commercial housing in the main city from May 20, 2022 to May 19, 2023 will be purchased.

The above four housing subsidies have been distributed since September 2022 1. At the same time meet the above conditions, housing subsidies can be superimposed on each other.

High-level talents can enjoy housing subsidies: high-level talents who buy the first set of commercial housing in our city will be given a one-time housing subsidy, in which special and leading talents will be fully subsidized according to the principle of "one thing, one discussion", while Class A talents (mainly including those who have obtained graduate degrees and corresponding doctoral degrees and other similar talents at the same level) will be given a housing subsidy of 60,000 yuan, while Class B talents (mainly including those who have obtained graduate degrees and corresponding master degrees and other similar talents at the same level) will be given a housing subsidy of 20,000 yuan. The first subsidy will be paid in March 2023.

Financial policies support residents to purchase houses reasonably.

Reduce the down payment ratio of mortgage. Adjust the minimum down payment ratio of commercial personal housing loans in Suining, and reduce the minimum down payment ratio from 30% to 20% for households purchasing the first ordinary commercial housing; If you own 1 house and the house purchase loan is not settled, the minimum down payment ratio will be lowered from 50% to 30%.

Increase the amount of housing provident fund loans. From May 20th, 2022 to May 9th, 2023/KLOC-0, the maximum loan limit for single-deposit employee families in Suining City was raised from 350,000 yuan to 500,000 yuan, and the maximum loan limit for double-deposit employee families was raised from 400,000 yuan to 600,000 yuan. During the period from June 2, 2022 to June, 2023 1, the maximum loan limit for a single payer's family was raised from 400,000 yuan to 500,000 yuan if he purchased owner-occupied housing in Shehong City, Anju District, Pengxi County and Daying County and applied for housing provident fund loans.

Housing provident fund portfolio loans can be withdrawn at the same time. From May 20, 2022 to May 9, 2023 19, paid-in employees who apply for housing provident fund portfolio loans can withdraw housing provident fund every year and repay housing provident fund loans and housing commercial loan portfolio loans.

Reduce the down payment ratio of the second suite. From May 25, 2022, families of employees who have paid in the housing provident fund loan policy of Suining City will purchase a second set of ordinary self-occupied housing within the jurisdiction of Suining City, and the down payment ratio will be reduced from 40% to 30%.

Implement the phased support policy for housing provident fund. The depositor can withdraw the housing accumulation fund of his family members (parents, children) when purchasing self-occupied housing within the jurisdiction of Suining City; If the depositor has outstanding housing mortgage loan in Suining, he can withdraw the housing accumulation fund of family members (parents and children) to repay the housing mortgage loan.

Introduce policies to stabilize the real estate market

Relevant preferential policies related to enterprises have been introduced from the following aspects: allowing development enterprises to handle real estate ownership certificates by stages, speeding up the destocking of commercial buildings, appropriately adjusting the proportion of underground parking spaces, extending the time limit for paying the transfer price of land use rights, reducing the amount of key supervision funds for housing enterprises, optimizing the payment time of supporting fees, and optimizing the filing procedures for construction and completion acceptance, so as to promote the virtuous circle and healthy development of the real estate market.