What are the conditions for buying a house in Shenzhen in 2018

With the escalation of the property market control policy, it is even more difficult to buy a house in Shenzhen. So what are the conditions for buying a house in Shenzhen in 2018, and what is the percentage of down payment for buying a house in Shenzhen in 2018? The following with follow the editor to learn more about it!

What are the conditions for buying a house in Shenzhen in 2018:

One, non-Shenzhen households to buy a house conditions

1, to pay social security for more than five consecutive years, otherwise ineligible to buy a house

2, non-Shenzhen household family without a house, no mortgage record, the down payment of 30%, interest rates 10% discount.

3. Non-deep households with no home and a mortgage record and the loan has been settled, the down payment will be 50% and the interest rate will be 10% off.

4. Non-deep households without houses, with mortgage records and 1 outstanding loan, 50% down payment and 1.1 times interest rate.

5. Non-deep households without a home, with more than 2 off-site mortgage loans outstanding, are prohibited from taking out a loan.

Two, deep family home purchase

1, deep households without a home, no mortgage record, 30% down payment, interest rate 10% discount;

2, deep households without a home, no mortgage record family, 30% down payment, interest rate 10% discount.

3. Households with no home ownership and mortgage records, and whose loans have been repaid, 50% down payment and 10% interest rate discount.

4. If a deep household has no home, has a mortgage record abroad, and the loan has not been repaid, the down payment will be 50%, and the interest rate will be 1.1 times.

5, deep households without a home, there are more than 2 foreign home loans outstanding, prohibited loans.

6, deep households with 1 property and mortgage records, 70% down payment and 10% interest rate discount.

7. Deep households with 1 property, with mortgage records and outstanding loans, 70% down payment and 1.1 times interest rate.

Three, Shenzhen single (including divorced) home purchase

1, Shenzhen single without a home, no mortgage record, down payment of 30%, interest rate 10% discount.

2. If a single person from a Shenzhen household has no home and has a mortgage record and the loan has been settled, the down payment will be 50% and the interest rate will be 10% off.

3. If you are a single person without a home and have a mortgage record with 1 loan outstanding, the down payment will be 50% and the interest rate will be 1.1 times.

4, deep single house, there are more than 2 off-site mortgage outstanding, prohibited loans.

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