How much has the pension increased this year?

In 2023, the pension will be adjusted by 7% for 3,000 yuan, 5% for 4,000 yuan and 3% for 5,000 yuan. The benefits of this adjustment are self-evident, which can effectively narrow the pension income gap. Special families are good news for enterprise retirees and retirees with flexible employment whose pension is less than 3,000 yuan, and they can enjoy a higher increase. But then again, there are still some disadvantages. Generally speaking, the disadvantages outweigh the advantages.

(1) Violating the incentive function of endowment insurance. The purpose of endowment insurance is to pay more and get more for a long time. In pension accounting, it is reflected in basic pension, transitional pension and personal account pension. In the adjustment of pension, it is reflected in the adjustment of pension level and length of service. If the "lower limit and upper limit" of pension come true, no one is willing to pay more and pay pension insurance for a long time, resulting in the social security fund making ends meet.

(two) in violation of the adjustment requirements of Ministry of Human Resources and Social Security. Ministry of Human Resources and Social Security's notice of pension adjustment in 2022 clearly mentioned.

The adjustment of the link should reflect the incentive mechanism of overpayment and overpayment, and should be linked with the payment period of retirees and the basic pension level. Therefore, the pension adjustment "lowering the upper limit" violates the adjustment requirements of Ministry of Human Resources and Social Security, and it is unlikely to be realized.

Cooking? (3) Increase the risk of pension payment. Pensions of 3,000 yuan, 4,000 yuan and 5,000 yuan are distributed in a pyramid shape. Among them, retirees with a pension of 3,000 yuan or less account for the majority, and the higher the pension, the smaller the proportion. if

pension

The lower the adjustment, the higher the total increase of Huai 'an pension, and the explosive growth of retirees born in or after 1962, which increases the payment burden of social security fund and quickly exhausts the fund balance, which is not conducive to the sustainable development of the old-age insurance system.

The hidden topic above is the pension adjustment in 2023, with an increase of 7% for 3,000 yuan, 5% for 4,000 yuan and 3% for 5,000 yuan. Feasibility analysis.