How to calculate the combined pension of civil servants

Legal Analysis: According to the State Council's Decision on the Reform of the Pension Insurance System for Staff in Institutions and Institutions and the provisions of Ministry of Human Resources and Social Security and the Ministry of Finance, the current calculation and payment methods for basic pensions in institutions are as follows:

Basic Pension Basic Pension+Transitional Pension+Personal Account Pension.

1, the average monthly salary of employees in the whole province last year when the basic pension was stopped ×( 1+ my average payment wage index) ÷2× payment period × 1%.

Among them, my average payment wage index is regarded as payment index × actual average payment index of deemed payment period × actual payment period) ÷ payment period.

2. When the personal account pension is closed, the accumulated amount of personal account of my basic old-age insurance is calculated as months.

3. For the "middleman" who took part in the work before the reform of the basic old-age insurance system in government agencies and institutions, retired after the implementation, and the accumulated payment period reached 15 years, a transition period of 10 years was set according to the principle of reasonable connection and smooth transition, during which the old and new treatment methods were compared to ensure that the low was the high.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Fifteenth basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance can pay less than 15 years when they reach the statutory retirement age. You can receive the basic pension on a monthly basis and transfer it to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding pension insurance benefits according to the regulations of the State Council.