Job Recruitment Website - Social security inquiry - Will the money paid for social security be refunded after death?
Will the money paid for social security be refunded after death?
Social security can be refunded when a person dies, but only the part paid by the individual can be refunded, and the part paid by the company cannot be refunded. Social security can be surrendered after death, as long as the surrender information is complete.
Information required for handover:
1, endowment insurance manual;
2. Original and photocopy of ID card;
3. Application for surrender and relevant certification materials.
Surrender procedure:
1, the above information is complete, and the pension, unemployment and work-related injury fund management center will print the personal account one-time payment approval form according to relevant policies and regulations;
2, signed by the director in charge to the financial office of the center for verification.
1. Intermediary payment: Choosing an appropriate social security agency to pay for it is the most direct and worry-free remedy, but it will generate the amount of payment. We not only need to pay the necessary fees for social security, but also pay the service fees of social security agencies;
2. Social Security Bureau pays by itself: For local people, they can go directly to the Social Security Bureau and pay social security for urban workers or urban residents;
3. Subsequent payment: The years of pension and medical insurance can be accumulated. If the supply is cut off, it will be enough after the year. Therefore, we can also choose to return it at some time in the future. It is recommended to pay 15 years before retirement.
To sum up, social security can be refunded when a person dies, but it will not be refunded directly. It will be paid in the form of funeral subsidies and pensions.
Legal basis:
Article 14 of the Social Insurance Law of People's Republic of China (PRC)
Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.
Article 49
Unemployed people who die during the period of receiving unemployment insurance benefits shall be given a one-time funeral subsidy and pension for their survivors with reference to local regulations on the death of on-the-job employees. The required funds are paid from the unemployment insurance fund.
If an individual dies and meets the conditions for receiving basic old-age insurance, industrial injury insurance and unemployment insurance funeral subsidies, his survivors can only choose to receive one of them.
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