How do substitute teachers buy insurance? What will the five insurance and one gold school buy?

Substitute teacher insurance is purchased by the school.

The "five insurances" at the school meeting refer to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund.

The payment ratio is as follows:

Endowment insurance: 20% for the unit and 8% for the individual (self-paid into the personal account);

Medical insurance: unit 10%, individual 2% (paid into personal account);

Unemployment insurance: unit 1.5%, individual 0.2%;

Work-related injury insurance: 0.5-2% for the unit, not paid by the individual;

Maternity insurance: the unit is 0.8%, and the individual does not pay.

Housing accumulation fund: the proportion of units and individuals is 5- 12%. What the unit pays, the individual pays, and all units and individuals pay into personal accounts.