What is the difference between the social security paid by the community and the social security paid by the unit?

(1) The difference between paying social security in the community and paying social security in the company is as follows:

First, the unit pays employee social security; What is paid in the community is residents' social security.

Two, the social security of employees paid by the unit includes endowment insurance, endowment insurance, work injury insurance, maternity insurance and unemployment insurance; Social security paid by community residents only includes medical insurance and endowment insurance.

3. Women who pay social security for urban workers in the unit can retire at the age of 50, and women who pay social security for urban and rural residents in the community can retire at the age of 55.

(b) How to distinguish between social security for residents and social security for employees?

First, the difference in payment.

1, most residents' social security is paid annually;

2. Employee social security is paid monthly.

Second, pay the difference.

1. Social security for residents is voluntary, not compulsory;

2. Employee social security is enforced by the state, so as long as you work in the employer, you must pay social security.

Third, the differences between people.

1. Social security for residents is mainly aimed at people who have no jobs;

2. Employees' social security is aimed at unit employees who have jobs in cities, individual industrial and commercial households and retirees who enjoy pensions.

Fourth, the difference in payment amount.

Residents' social security contributions are lower than employees' social security.

1, endowment insurance

① Residents' old-age insurance, the annual payment amount is about 100-3000, and you can choose freely.

(2) Employee pension insurance, according to the minimum base, the annual payment (company+individual) is about 6,000 yuan, which is higher in Shanghai and Beijing;

2. Medical insurance

(1) employee medical insurance, according to the minimum base, the annual payment (company+individual) is about 3600-6000 yuan;

② Medical insurance for residents, with an annual payment of about 500- 1000 yuan. Some provincial and municipal governments provide some subsidies.

Verb (abbreviation of verb) the difference of welfare treatment

The social security contributions of residents are lower than those of employees.

1, endowment insurance (taking Beijing as an example)

① The average pension level of enterprise retirees in Beijing has reached the standard of 3,355 yuan/month.

② The average level of endowment insurance for urban and rural residents in Beijing is about 48 1 yuan/month.

2. Medical insurance

① The reimbursement rate of residents' medical insurance is 30 to 50 percentage points lower than that of employees' medical insurance. Moreover, residents' social security needs to be paid once a year, and if they don't pay, they won't enjoy medical insurance benefits.

(2) Employee medical insurance: Men who have been insured for 25 years and women who have been insured for 20 years can enjoy basic medical insurance benefits without paying any fees after retirement;

Sixth, the difference of social security function.

At present, buying a house, buying a car license, settling points and sending children to school all require social security.

legal ground

Social Insurance Law of People's Republic of China (PRC) (revised on 20 18).

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.