Job Recruitment Website - Social security inquiry - Does maternity insurance belong to the medical insurance bureau or the social security bureau?

Does maternity insurance belong to the medical insurance bureau or the social security bureau?

Maternity insurance belongs to the social security bureau, that is, the social insurance administration. If employees do not pay maternity insurance premiums, the employer shall pay maternity insurance premiums in accordance with state regulations. If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits. Maternity insurance is the welfare given to pregnant female workers by the state through legislation, which is divided into two parts: maternity medical expenses and maternity allowance. The expenses of prenatal examination are generally reimbursed directly through maternity insurance after being filed in local hospitals, and the reimbursement level varies in different cities. The cost of giving birth to a child can be reimbursed for a certain amount at one time, and the standards in each city are different.

In addition, some provinces and cities will provide nutritional subsidies, which will be paid when employees give birth or miscarry after seven months of pregnancy. The standard is 2% of the average annual salary of employees in urban non-private units in the previous year. Female employees enjoy maternity leave, family planning operation leave or other circumstances stipulated by laws and regulations, and the maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year.

Legal basis: Article 53 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.

Article 54

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.