What is a financial social security card?

Legal analysis: The financial social security card, as its name implies, is to add financial functions to the social security card. Cardholders can expand the corresponding financial functions through the financial social security card, which can realize the correlation between saving money, withdrawing money and spending.

Ordinary social security cards only have the function of social security. More often, it is a proof that you have social security. Coupled with the stored value function of the cash part of medical insurance, it can be used to withdraw cash, buy medicine and pay medical expenses.

Financial social security card, on the basis of social security function, adds financial function, and with the extension of financial function, it will also bind other functions of public affairs.

The function of financial social security card is not small, but its main functions are as follows:

1. The insured can realize the instant settlement of local and cross-regional medical insurance expenses through the social security card.

2. You can use this card to pay social endowment insurance fees for urban and rural residents and receive pension benefits.

3. You can also enjoy debit card financial services such as personal cash deposit and withdrawal in the bank. Some social security funds also need to be transferred to individuals.

Such as pension payment, unemployment subsidy, talent introduction subsidy and so on. At this time, the account of the financial social security card integrates the function of saving, and it also eliminates the trouble of letting people who receive subsidies handle multiple cards.

4. The use of financial social security cards will be gradually extended to human resources and social security business.

5. Financial social security cards support information services such as diagnosis and treatment, hospitalization registration and drug purchase.

In addition, the financial function of the financial social security card does not charge an annual fee or a small account management fee.

Handling cash deposit and withdrawal business and social security business expenses on behalf of all branches and self-service equipment in the province corresponding to the cooperative bank, withholding, collecting and remitting, and paying on behalf of the cooperative bank does not charge handling fees. It is still very convenient.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.