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How to deal with social security after the death of the old man
After the death of the insured, the legal heir may apply to the local medical insurance bureau to open a personal account for the elderly.
After death, the account balance in the medical insurance card is handled as follows:
1. When employees and retirees die, the amount stored in their personal accounts will be transferred to the personal accounts of their heirs;
2, the heir did not participate in the basic medical insurance, personal account storage amount can be paid to the heir in one lump sum;
3, there is no heir, personal account storage into the basic medical insurance fund;
4. The materials needed for the formalities are: ID card, household registration book, death certificate, cremation certificate, application form, bank account number, etc. If the heir does not know the password of the medical insurance card, he may also need to provide the inheritance certificate handled by the notary office.
The materials required for endowment insurance inheritance are as follows:
1. Original and photocopy of death certificate;
2, employee pension insurance manual;
3. The original and photocopy of the heir's ID card;
4, the relationship between the deceased and the heir certificate issued by the village neighborhood committee;
5, "funeral expenses, one-time relief funds and personal account amount inheritance qualification certificate" in duplicate;
6. Power of attorney for the successor to entrust the payer with the formalities.
To sum up, endowment insurance is a social insurance system established by the state and society for the basic livelihood of workers after they reach the working age limit stipulated by the state and terminate their labor obligations, or after they quit their jobs because of old age.
Legal basis:
Article 17 of the Social Insurance Law of People's Republic of China (PRC)
If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions. If an individual dies, the balance of the individual account can be inherited. Unemployed people who die during the period of receiving unemployment insurance benefits shall be given a one-time funeral subsidy and pension for their survivors with reference to local regulations on the death of on-the-job employees. The required funds are paid from the unemployment insurance fund.
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