Social security according to the lowest base payment on the bad side of employees

Employees think that the minimum standard to pay social security, they can pay less money, but in fact there are the following disadvantages:

1, the pension becomes less: with the minimum standard to pay social security, then the cumulative total amount of retirement pension will be very low, to the age of retirement, the monthly pension will be less than the normal standard payment of pensions.

2, the low treatment of work-related injuries: industrial and commercial insurance is paid by the employer, if the minimum standard payment, then once the employee is injured at work, the compensation is calculated in accordance with the employer's declared contribution for the employee's salary, which means that the employee can only get a very small amount of disability benefits.