How to calculate the formula of five insurances and one gold?

Legal analysis: the calculation formula of five insurances and one gold is as follows:

Endowment insurance: 20% of the unit (all included in the overall fund) and 8% of the individual (all included in the personal account).

Medical insurance: unit 10%, individual 2%+3 yuan.

Unemployment insurance: unit 1%, individual 0.2%;

Work injury insurance: the unit pays 0.5% for you every month, and the individual does not pay;

Maternity insurance: the unit pays 0.8% for you every month, and the individual does not pay;

Provident fund: according to the actual situation of the enterprise, choose the proportion of housing provident fund payment. But in principle, the maximum shall not exceed 10% of the average wage of employees. Starting from the second half of 20 10, all employers are required to pay the housing accumulation fund at 12% of their wages. Units and individuals are 65438+ 02% of salary.

The payment amount of five insurances and one gold varies from region to region, and the base is the total wages.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. To ensure citizens' right to receive material assistance from the state and society in accordance with the law in cases of old age, illness, work injury, unemployment and maternity.