Zhuhai is affiliated to pay social security accumulation fund.

1. Social security and provident fund cannot be paid by individuals.

2. If you don't plan to continue working in the place where you pay social security and provident fund now and want to pay social security and provident fund yourself, you must call the company. Every place has a company specializing in social security and provident fund, which needs to pay a lot of money.

Social security can't be refunded, but it can be transferred to your hometown or your next new work place at your current labor bureau. If you don't change your next job, you can hand it in directly at the new company. For details, please consult 12333.

No matter whether you change your workplace or not, the provident fund can be refunded, but it is only the part you pay yourself. The return method can be inquired online.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.