How many years does it take to buy a house in Hangzhou?

According to the relevant regulations, buying a house in Hangzhou requires continuous payment of social security for two years, and there can be no social security interruption in the middle. For Hangzhou locals, there is no need to have social security certificates. You can buy a house as long as you have relevant local certificates. Foreigners who want to buy a house in Hangzhou not only need to pay social security, but also need relevant certificates for working in Hangzhou.

What is the process of buying a house in Hangzhou?

1. Looking at the house: You can sign up for a house group and go to the construction site first. It is not credible to look at the house. Mainly depends on the building spacing, location, surrounding traffic, environment and living facilities. See if the property is capped? Without it, the loan is impossible.

2, price: first check on the website, recommend. The above prices are for reference only, because the prices on the website are actually very low, and many of them have not been updated for a long time. The target price is either average or low. The total price is basically a flicker.

3, housing selection: first look at the floor plan. A good apartment should be square, breathable, dry and wet, and static and dynamic; The living room and kitchen should be bigger, but the balcony should not be too big or too many. The front door can't face the toilet or bedroom. Don't choose the ground floor, top floor or side building.

4. Pay down payment: After choosing a house, you must sign a subscription agreement. Note: Don't sign easily! Because once signed, if you don't buy it, the deposit is non-refundable.

5. Down payment: Generally, the down payment is paid within 8 days after the signing of the subscription agreement, and liquidated damages will be collected after the deadline. At present, the down payment for the first suite in Nanjing is 30% lower, but much higher. In this way, the interest is less, the monthly payment is less and the loan is faster. Take good care of the house you bought. If you lose it, you have to make up for it. You need to apply for a real estate license in the future.

6. Sign the contract: Now most contracts are fixed contracts, just sign them with your eyes closed.

7. Loan: The loan bank chooses the bank designated by the developer to avoid being urged by the developer when the loan fails in the future. Try to use provident fund loans, and then use commercial loans to make up the difference.

8. Repayment: After the next repayment, the bank will inform you to get the loan materials, the original contract and sign the repayment agreement. After all this is done, you will officially join the house slave.