Will the loan bank check social security?

Bank loans, why should we pay attention to social security and provident fund?

When the bank gives you a loan depends on whether you have repayment conditions. If you pay social security, you can calculate the work according to the payment period, unit and payment ratio. If you have a stable job and a good income, the bank will give you a loan. If you don't meet the requirements of the bank, you can't lend.

Loans do not necessarily require social security, but also depend on the type of loan. Like mortgages and credit loans, there is no need for social security. Basically, as long as you prove that you have the ability to repay, you can apply, which is not very risky for lending institutions. However, some banks may refer to social security when doing so.

Need general mortgage and social security. Different banks in different regions need different conditions. To buy a house in Changsha, you must have two years of social security, otherwise you are not qualified to buy a house, let alone a mortgage. Social security is not the main factor affecting the loan, but it will also have some influence, mainly through social security to judge whether there is repayment ability.

Check whether the payment base of social security or payment of wages is based on bank loans.

Check social security to pay wages with bank loans.

Query the payment base or payment salary of bank loan social security. If you want to inquire about social security information, the bank needs to know your social security password. As for whether the bank will ask you, it depends on the strength of the audit department.

Wechat query: Pay attention to the local social security in the official account of WeChat. Click "Personal Inquiry" in the "Personal Center" section, register with the insured's ID card and social security card, and then log in to the "Social Security Online Personal Self-help Platform" to inquire about personal social security insurance payment information, medical insurance personal account information and personal social security transfer information.

Wechat platform also has modules such as inquiry, service guide, social security agency enterprise center, etc. You can inquire relevant information very conveniently according to your needs.

Online inquiry: log on to the website of the local social security bureau and enter the personal social security account for inquiry.

Telephone enquiry: call the national social security unified telephone number: 12333, and inquire personal information according to the voice prompts.

Social security center outlet inquiry: Bring my ID card and social security card to the nearest social security center counter for inquiry.

Can I go to the credit loan bank to check social security myself?

Yes, when you apply for a credit card, you will not check personal social security, but will check the work certificate provided by the individual, that is, whether the company you belong to exists. Furthermore, you will check your personal credit information to see if the applicant has a good reputation and can repay the loan on time. Finally, you can check the bank flow provided by the applicant to see if the applicant has the repayment ability.

However, if the individual's repayment ability is insufficient, he can provide his own social security for the bank to inquire, because social security is the real evidence that the applicant has a job and can fully prove that the applicant has a stable job. If the user has paid social security continuously, which is a bonus item in the credit card review, then he can provide relevant certificates to the card holder of the bank on his own initiative.