Can I apply for a credit card without paying social security?

Social security is only an auxiliary material for applying for a credit card. You can apply without social security, but you need to provide stable proof of work and income, but without social security, your card success rate will be affected.

The most important conditions for applying for a credit card are China citizens, foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18-60 and have full capacity for civil conduct. Have a stable job and income, that is, have a stable repayment ability.

The certificates to be submitted are:

1, ID card (required);

2. Work certificate or income certificate (salary income certificate, personal income tax payment form, payroll passbook or statement);

3. Proof of assets such as real estate and vehicles under the name of the individual;

4. Social security;

5, other bank credit cards and so on.

The access standards of each bank are different. You don't need the above information, depending on the requirements of the bank, but you must provide your ID card. If you don't have a credit card now, you are required to provide proof of work or income. If you can provide other financial documents, it will be more helpful for banks to understand your personal situation and judge the credit limit. If you already have a credit card, you can use it to apply for a card, which is convenient for many steps.

To sum up, it is generally easier to be rejected without a job, but if the repayment ability and personal assets are good, the bank has a certain deposit and personal assets are solid, you can also apply for a credit card.