How to query the personal account of medical insurance?

The inquiry method of individual medical insurance pooling account is as follows:

1. You can call the unified toll-free number of the local social security center 12333, and then choose self-service inquiry or manual inquiry according to the voice prompts;

2. You can check the balance in the medical insurance card when you swipe your card for medical treatment or medicine purchase in designated medical institutions or retail pharmacies around the country;

3. You can check the balance at the counter of the local labor and social security bureau, or you can use the self-service inquiry machine to check the balance.

Medical insurance reimbursement method:

1. Drug purchase reimbursement: Cardholders can bring their ID cards and social security cards to the designated pharmacies, select the appropriate drugs, and then insert the cards at the settlement office for reimbursement.

2. Reimbursement for hospitalization: Cardholders can go to designated hospitals with their ID cards and social security cards, go through hospitalization procedures with social security cards, and then directly reimburse them with social security cards when they leave the hospital.

Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection. It is undertaken by the government and implemented and managed by economic, administrative and legal means. Social medical insurance consists of basic medical insurance and large medical assistance, enterprise supplementary medical insurance and individual supplementary medical insurance.

Personal account: personal account corresponds to social pooling. The personal account mode is to put all the collected pension insurance premiums into the personal account. When workers enter old age, lose their ability to work and leave the labor market, they will receive their own pension according to the accumulated amount (principal+operating income) in the personal account. This model has a certain incentive effect on workers, but it does not reflect the "law of large numbers", has no function of mutual assistance and risk sharing, and has great pressure on capital preservation and appreciation. In specific institutional arrangements, this model is always associated with the completely accumulated financial model.

To sum up, there are many ways to query the balance of medical insurance co-ordination account, such as through the Social Security Bureau in official website, Alipay and designated hospitals or pharmacies. Among them, official website Social Security Bureau needs to log in to official website Social Security Bureau, the city where social security is paid, and log in to his personal social security account.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.