What is the difference between a social security affiliated company and paying for yourself?

What is the difference between a social security affiliated company and paying by yourself

There is a difference between a social security affiliated company and paying by yourself, and many users don't understand what is the difference between a social security affiliated company and paying by yourself. The following is a small introduction to the specifics of the difference between the social security company and their own payment.

1, different types of social security insurance:

Hanging in the unit to pay for their own social security insurance program includes "five insurance": old age, medical care, unemployment, industrial injury and maternity. If you choose the flexible employment social security, at present can only include "three insurance": pension, medical and unemployment.

2, the cost of different

Units of workers to pay social security is mandatory, according to the "People's Republic of China *** and the State Labor Law," Article 72: Social Insurance Fund according to the type of insurance to determine the source of the gradual implementation of the social co-ordination. Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.

3, different payment ratios

Five insurance contributions = social security contribution base x (pension insurance contribution ratio + medical insurance contribution ratio + unemployment insurance contribution ratio + provident fund contribution ratio) + 3 yuan of the major medical insurance; which pension, medical and unemployment are by individuals and enterprises in accordance with a certain percentage of *** with the same payment (social security contribution ratios vary slightly from place to place) ) Generally speaking, enterprises accounted for a large proportion of the important. Take Beijing as an example:

(1) Pension insurance contribution ratio; the unit pays 19%, the individual pays 8%.

(2) Unemployment insurance contribution ratio; 0.8%, 0.2%.

(4) Medical insurance contribution ratio; unit pays 9%+1%, individual pays 2%+3 yuan (major medical insurance).

As for work-related injuries and maternity insurance individuals do not need to pay, all by the enterprise to pay the bill, if you switch to an individual, you need to pay all the individual.

Four, the contribution insurance and different ratios

In the calculation of retirement retirement treatment will be different, according to the relevant person in charge of the Social Security Administration, the female participants in the retirement pension age whether the difference between the unit of female cadres is generally 55 years old, 50 years old female workers, while the individual is always 55 years old, the male participants in the retirement age is the same, are currently 60 years old. The same age for male participants is the same, currently are 60 years old.