Can rural cooperation and employee medical insurance be paid together?

The new rural cooperative medical system and employee medical insurance can be paid at the same time.

The basic medical insurance for employees and the new rural cooperative medical insurance are the same medical insurance, and the parties cannot participate in the insurance at the same time. The difference between the two is that the applicable personnel are different. The basic medical insurance for employees is generally applicable to employees who participate in the work, and the new farmers are suitable for rural personnel. If the party's household registration is in the countryside, he can participate in this insurance. Therefore, the parties only need to choose one of them according to the actual situation, and there is no need to participate in the insurance at the same time. Even if the parties are insured at the same time in a certain way, they can only enjoy one kind of treatment while enjoying medical insurance benefits, and they cannot enjoy two kinds of medical insurance benefits at the same time.

Rural cooperative medical insurance refers to the system of mutual medical assistance and mutual aid for farmers, which is organized, guided and supported by the government, voluntarily participated by farmers and jointly funded by individuals, collectives and the government. Take individual contributions, collective support and government funding to raise funds.

The role of medical insurance:

1 is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor;

2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions;

4. An important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance embodies a new social relationship of "one party is in trouble and all parties support" by the insured sharing the risk of disease costs, which is conducive to promoting social civilization and progress;

5. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.

To sum up, medical insurance refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.