How can I retire without social security files?

First, how to deal with the retirement of people without files?

First of all, you can retire normally without files. If the actual payment period reaches 15 years or more, then we have the minimum payment period of accumulated endowment insurance stipulated by the state. In this case, even if you don't provide a valid personal file, you can retire according to the actual payment years recorded by the Social Security Bureau and enjoy the pension benefits.

Personal files are related to the years of deemed payment, and the basic old-age insurance payment system has only been established since 1992 in China. Therefore, the length of service of those who joined the work before 1992 can only be determined in the form of deemed payment period. If you want to determine the deemed payment period, you must have a clear record in your personal file. Therefore, you must provide effective personal files before retirement, so as to ensure that this part is regarded as payment.

Second, the retirement age.

According to the Interim Measures for the Retirement and Resignation of Workers and the Interim Measures for the Resettlement of Old, Weak, Sick and Disabled Cadres (Guo Fa [1978] 104) issued by the State Council in June 65438, you can apply for retirement under any of the following circumstances:

(1) Male cadres and workers are over 60 years old, female cadres and workers are over 55 years old, and female employees are over 50 years old, with continuous service or working years 10 year.

(2) Workers who are engaged in underground, high altitude, high temperature, heavy physical labor and other jobs harmful to health, men are over 55 years old, women are over 45 years old, and their continuous working years or working years are over 10 years.

(3) Workers who have worked continuously for 10 years, and have been completely incapacitated by the hospital and confirmed by the labor appraisal committee.

(4) Disabled due to work and completely incapacitated by hospital appraisal (the laborer is confirmed by the labor appraisal committee). According to the Regulations on Work-related Injury Insurance (implemented on June 65438+ 10/day, 2004), if an employee is identified as a first-class or fourth-class disability due to work-related, he/she will retain his/her labor relationship, quit his/her post and enjoy a monthly disability allowance; Workers with work-related injuries who reach retirement age and go through retirement formalities will stop receiving disability allowance and enjoy basic old-age insurance benefits. If the basic old-age insurance benefits are lower than the disability allowance, the industrial injury insurance fund will make up the difference.